Zeker International

Smart Protector II

Who knows what the future holds? What you need is a smart approach to cover contingencies, just in case things do not go as planned. AXA understands your desire to pave way to a secure future for yourself and your loved ones. That is why we have designed our Smart Protector II Life Insurance Series to provide lifelong protection and savings with a wide range of benefits.

Product Features

Lifelong protection up to age 100

Guaranteed cash value

Improve your returns by annual dividend1and special investment bonus1

Choices of premium payment terms with fixed premium

A wide range of supplementary protection at your choice

Optional Additional Coverage

DISABILITY INCOME PROTECTION / DISABILITY INCOME PROTECTION PLUS

EARLY STAGE MAJOR ILLNESS BENEFIT III SUPPLEMENT

EVER CARE ACCIDENT PROTECTOR SUPPLEMENT

SMART ELITE TERM / SMART TERM

Meet our Financial Consultant via virtual appointment!

Experience our seamless digital enrollment platform! Meet, buy, sign, pay and upload documents safely from the comfort of your home.

How do we determine your non-guaranteed benefits?

Smart Protector II Life Insurance Plan Product Brochure.

Participating Policy Fact Sheets

Fulfilment ratios and total value ratios of AXA’s participating plans (Reporting year 2021)

The fulfilment ratios brochure of AXA’s participating plans

The total value ratios brochure of AXA’s participating plans

Remark
1 Annual dividends and special investment bonus are not guaranteed and may be changed by AXA from time to time.
Disclaimer
Information on this webpage is for reference only, and not intended to be a complete description of the applicable terms and conditions. Please refer to the policy contract for detailed terms and conditions. You should not purchase a policy based on the information on this website alone.