Zeker Financial Services

Health insurance

Our body is the only place you have to live. Protect it with a health insurance plan.

Overview

Health Insurance

Health insurance come under Life Insurance and is also commonly called "medi claim" policies. Health insurance protects you and your dependents against any financial constraints arising on account of a medical emergency.

Tax benefits : Health insurance policies also qualify for tax benefits, as stated under Section 80D.

Cashless settlement : Some health insurance provides you with cashless settlement, which means you can get admitted to a hospital and undergo treatment without paying anything to the hospital except displaying your medical insurance card to the concerned person. The insurance company will settle all your expenses with the hospital.

What is a health insurance plan?

  • You have to pay a sum of money (Health insurance premium), to avail a health insurance policy.
  • Your medical bills will be paid back to the extent you have insured yourself (premium you have paid).
  • The health insurance plan pays your hospitalization expenses/bills, if you are hospitalized for at least 24 hours.
  • You can also take a health insurance plan for your family under the family floater plan.

Why buy Health Insurance?

Cashless Hospitalization

All you have to do is show your health insurance card at the hospital. You get free treatment, at any of the network hospitals under the health plan

Lifelong Renewability

The health insurance plan offers you health insurance across your lifetime, as long as you pay the health insurance premiums.

Minimum Entry Age

Health insurance plans offer first time buyers, the option to enter health insurance plans, even at 65 years of age.

Tax Benefits

Premiums on health plan, tax deductible up to INR 25,000 a year. If you are under 60 years. If you are over 60 years, it is INR 30,000.

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