Consultation
Mutual Funds
Mutual Funds
Investment Advisory Services
We craft bespoke advisory solutions to help you make the best bet for your investment and transcend at every tier of the investment process. With a firm hand on the market pulse, our investment experts assess your market standing and devise a roadmap punctuated with the most promising niches to invest your wealth.
Investments are not made equal. As an integrated brilliant mind with experienced personnel to invest objectively and participate in lifestyle upgrades.
Zeker Investment Advisory consultants regard asset diversification as a fundamental part of wealth portfolio management. A tailor-made ladder to legacy, developing customer trust and confidentiality as its core.
Investment Approach
We are the expert companion who can respond quickly to market events to protect and grow your money.
- Our aim is to become your reliable partner who really understands you, and who’ll be there for you for a long run. In today’s challenging Financial and political environment, you need an expert companion who can respond quickly to market events to protect and grow your money.
- Our disciplined approach in today’s complex and volatile financial markets which is critical in successfully protecting and growing of wealth. Our proposition goes much beyond managing wealth. It provides the solution for building, preserving and transferring family wealth and legacy.
Key highlights of our Investment Framework:
- Your ‘Personal Relationship Manager’ with 360 º visibility.
- Open architecture philosophy with access to best in class solutions to the market with no bias.
- Organizational accountability & continuity.
- Independent advice aligned to your interests with benefits of larger institution when required.
- Complete fee transparency.
- Institutional ownership of relationship with sufficient checks and balances.
Why Invest In Mutual Funds?
Diversification Benefit
Mutual funds invest in stocks of different Companies across sectors. This reduces risk through diversification.
Small Is Big
Invest small amounts systematically in mutual funds, through SIP. You are always invested in the stock market and profit in bull markets.
Professional Management
You have a professional fund manager managing your investment. You don't have the headache of buying and selling stocks.
Tax Benefits
You get tax deductions on your salary, if you invest in an ELSS. You also get the benefits of compounding.
FAQ
What is Mutual Fund?
A mutual fund is an investment vehicle made up of a pool of money collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and other assets. Mutual funds are operated by PROFESSIONAL money managers,
who allocate the fund’s investments and attempt to produce capital gains and / or income for the fund’s investors. A mutual funds portfolio is structured and maintained to match the investment objectives stated in its prospectus.
Equity Mutual Fund ?
A mutual fund is that predominantly invests in stocks of listed companies is an equity mutual fund. These funds can be volatile in the short run but can have a considerable upside
potential over a long period Equity mutual funds can be segmented according to the size of the stocks they invest in (Large cap / mid cap / small cap) or concentration of investments in a particular sector (Like banking / pharma / IT / FMCG etc) or choice of stocks based on a specific them (Like Infrastructure growth / International opportunities / Rural growth etc).
Debt Mutual Funds ?
A mutual fund is that predominantly invest in fixed income based instruments like
Government securities, bonds, corporate deposits, commercial papers, call money etc are debt mutual funds. These are considered fairly safe with little risk to capital, but income from these funds can depend on factors like interest rate cycle, liquidity
position in the economy, central banks monetary policy etc. Debt mutual funds
can be segmented on the basis of the nature of underlying securities they hold Income funds (Medium to long term bonds / CPs / CDs/GSec), Short term funds (Short term bonds / Call money) and Liquid funds
(Cash / Call Money).
Gold Funds ?
A mutual fund that primarily invest in gold bullion on gold mining companies are Gold funds. Their price movements will more or less reflect the price movement of gold in the market.
What is SIP?
SIP stands for Systematic Investment Plan, and It’s a way to invest a fixed amount regularly in mutual fund schemes. It is similar to a Recurring Deposit (RD) in a bank. In SIP, an Investor selects a period (1 Year 3 Years or Even perpetuity), intervals (Weekly, Monthly, Quarterly etc.) and amount. The amount will auto – debit from the investor’s bank account after every interval for a selected period. As retail investors participation has been increasing in mutual funds, SIP is also gaining popularity amongst them. But still, most of the retail investors are still unaware / unclear about Systematic Investment Plan (SIP).
SIP stands for Systematic Investment Plan, and It’s a way to invest a fixed amount regularly in mutual fund schemes. It is similar to a Recurring Deposit (RD) in a bank. In SIP, an Investor selects a period (1 Year 3 Years or Even perpetuity), intervals (Weekly, Monthly, Quarterly etc.) and amount. The amount will auto – debit from the investor’s bank account after every interval for a selected period. As retail investors participation has been increasing in mutual funds, SIP is also gaining popularity amongst them. But still, most of the retail investors are still unaware / unclear about Systematic Investment Plan (SIP).
Rupee-Cost Averaging
With volatile markets, most investors remain skeptical about the best time to invest and try to ‘time’ their entry into the market. Rupee-cost averaging allows you to opt out of the guessing game. Since you are a regular investor, your money fetches more units when the price is low and lesser when the price is high. During volatile periods, it may allow you to achieve a lower average cost per unit.
With volatile markets, most investors remain skeptical about the best time to invest and try to ‘time’ their entry into the market. Rupee-cost averaging allows you to opt out of the guessing game. Since you are a regular investor, your money fetches more units when the price is low and lesser when the price is high. During volatile periods, it may allow you to achieve a lower average cost per unit.
Power of Compounding
Albert Einstein once said, “Compound interest is the eighth wonder of the world. He who understands it, earns it… while he who doesn’t, pays it.” The rule for compounding is simple – the sooner you start investing, the more time your money has to grow.
EXAMPLE –
If you started investing Rs. 10,000 a month on your 40th birthday, in 20 years time you would have put aside Rs. 24 lakhs. If that investment grew by an average of 7% a year, it would be worth Rs. 52.4 lakhs when you reach 60.
If you started investing Rs. 10,000 a month on your 40th birthday, in 20 years time you would have put aside Rs. 24 lakhs. If that investment grew by an average of 7% a year, it would be worth Rs. 52.4 lakhs when you reach 60.
However, if you started investing 10 years earlier, your Rs. 10,000 each month would add up to Rs. 36 lakh over 30 years. Assuming the same average annual growth of 7%, you would have Rs. 1.22 Cr on your 60th birthday – more than double the amount you would have received if you had started 10 years later.
Open ended schemes: They don’t have a fixed maturity date. Investors can buy and sell units of mutual fund, at any time within market trading hours.
Close ended schemes: These schemes are open for investment only for a short period of time. You have to invest within this time frame. The close ended schemes are listed on a stock exchange. You can buy and sell units on the stock exchange through a broker just like stocks
Service Advantages
Tailored solution
Our distinctive approach and customized investment offered to meet your goals.
Upbeat Advisory
Active hands on investment advisory enabling us to compound capital to deliver best outcomes.
Access to global investment opportunities
Your one-stop solution to array of global products.
Track & Trail
You are updated regularly on changing market dynamics.
Continuous supervision & portfolio analysis
Your portfolio is continuously supervised and analyzed by our experts.
Expert market intellect
Our approach involves, best in class in-house and third party research by market experts .